What is a liability umbrella insurance policy?

In today's litigious world of suing everyone for everything the cost of an accident can be financially crippling. Below is a great resource from one of our carrier partners, Safeco about what a liability umbrella insurance policy does. 

Anyone can be exposed to large financial losses and often judgments of these types are not dis-chargeable by bankruptcy. Typically a $1 million liability umbrella insurance policy can run you as little as $165/ year!