It’s only the middle of November, and this is the second weekend with freezing temperatures. Across the country weathermen and TV pundits are touting that this winter is likely to be another extremely cold one. Last year’s “polar vortex” crippled much of the country for several weeks causing billions in damages to physical property and in lost revenue as consumers stayed in doors. In fact in several parts of the country, people were actually required to stay indoors as the temperatures became dangerously cold. Places such as Chicago experienced -16 degree temperatures. Here in Middle Tennessee the temperatures reached 8 degrees with a windchill of -7!!!
Happy Halloween! It’s almost that time of year again. You’re putting out all of your spooky decorations. The kids are obsessing over finding the right costume and planning for a night full of trick or treating and tons of candy. And just like every other parent, you are worrying about your kids on this action packed night. If you have teenagers, you worry that they will be safe driving and will stay out of trouble. If you have young ones, you are probably more worried that all that candy will make them sick!
A lot of customers see a coverage added to their policy called “sinkhole endorsement” and wonder why the coverage is in addition to the main portion of the policy. Naturally they ask us whether or not they truly need sinkhole coverage living in Tennessee. So let’s take a look at some of the compelling reasons that you should have sinkhole coverage on your homeowners insurance policy.
Have you been considering renting out your home? With the rise of what many are calling the “sharing economy” and the return of the real estate market, many homeowners are considering opening their doors to short term renters or becoming landlords. If you are considering joining those ranks, here are 3 things to consider before you let someone into your home or a property you purchase.
The last several years have seen rather dramatic changes to the homeowners insurance market in Tennessee. 2011 and 2012 saw enormous homeowners insurance losses for virtually every carrier operating in the state as Tennessee experienced a significant increase in the number of natural disasters. In particular, Tennessee was subject to several large hail storms and tornados well beyond historical averages.